Credit Hire Birmingham
Credit Hire Birmingham – Replacement Vehicle After a Non-Fault Accident
If you’ve been involved in a non-fault road traffic accident and your vehicle has been damaged, you may be entitled to a credit hire replacement car while your own vehicle is being repaired or replaced.
At Royal Claims, we are specialist credit hire experts in Birmingham, providing replacement vehicles with no upfront cost and full claims management across the UK.
What Is Credit Hire?
Credit hire is the provision of a like-for-like replacement vehicle after a non-fault accident, without the need to pay any hire costs upfront.
Instead, the cost of the hire is recovered directly from the insurer of the at-fault driver, allowing you to remain mobile while repairs or settlement are completed.
Why Choose Royal Claims for Credit Hire in Birmingham?
- No Upfront Costs – You do not pay anything for the hire vehicle.
- Like-for-Like Replacement Vehicles – Cars, vans, family vehicles and prestige models available.
- Fast Vehicle Delivery – Replacement vehicles often delivered within 24 hours.
- Full Credit Hire Claims Management – We handle insurers and paperwork for you.
- Established UK Specialists – Supporting accident victims since 2008.
How Credit Hire Works
- Report the Accident – Contact Royal Claims as soon as possible.
- Replacement Vehicle Arranged – We supply a suitable credit hire vehicle.
- Claims Management – We recover the hire costs from the at-fault insurer.
- Vehicle Returned – Once repairs are complete or settlement is agreed.
Credit Hire FAQs
Will using credit hire affect my insurance?
No. As this is a non-fault claim pursued against the third-party insurer, your no-claims bonus and insurance premiums should not be affected.
What if the insurer disputes the credit hire claim?
Our experienced team handles all communication and disputes with insurers on your behalf.
Why might I be asked for financial documents?
Insurers may request proof that you could not reasonably afford to hire a replacement vehicle independently. This is standard in some credit hire claims.
How long can I keep the hire vehicle?
You can keep the vehicle for a reasonable period while repairs are carried out or until settlement is agreed if your vehicle is written off.
Am I personally liable for the hire charges?
Credit hire agreements place liability with the hirer if insurers refuse payment; however, we carefully assess claims and manage recovery to minimise risk.
Need Credit Hire Birmingham?
If you require a replacement vehicle after a non-fault accident, contact Royal Claims today for fast, professional assistance.
Call us 24/7 on 0121 373 7777 or complete our online enquiry form for a quick callback.
Royal Claims – Trusted UK Credit Hire Specialists Since 2008.
